Free Tax Calculators
for 2026
Ever look at your pay stub and think “wait, they took how much?” Yeah, us too. We built these calculators so you can see exactly where your money goes — federal tax, FICA, and state taxes all broken down line by line. No guesswork, no surprises.
11 Free Tax Calculators
Pick the one you need. They're all free, they all use 2026 data, and none of them will ask for your email.
Paycheck Calculator
Federal, FICA & state take-home pay with 401(k) and HSA deductions
Illinois Tax Calculator
4.95% flat tax with $2,775 personal exemption — IL take-home pay
Texas Tax Calculator
0% state income tax — compute TX take-home pay with property tax analysis
Florida Tax Calculator
0% income tax + homestead exemption — FL take-home pay & cost of living
California Tax Calculator
1%–13.3% progressive brackets — CA take-home pay with high tax burden
New York Tax Calculator
4%–10.9% progressive + NYC tax — NY take-home pay analysis
Mortgage Calculator
Monthly payment, amortization schedule & extra payment savings
401(k) Retirement Calculator
Projected balance with employer match & compound annual growth
Relocation Calculator
Compare equivalent salary between states — IL, TX, FL, CA, NY
Capital Gains Calculator
Short-term & long-term rates: 0%/15%/20% + 3.8% NIIT
Self-Employment Calculator
15.3% SE tax on 92.35% of net income + half deduction + quarterly estimates
Which State Has the Lowest Tax?
Same $75,000 salary, wildly different take-home pay. Here's what you actually keep after taxes in each state.
Why We Built TheTaxCalc
Honestly? We got tired of tax calculators that felt like they were designed by the IRS. You know the ones — confusing interfaces, outdated brackets, and somehow always trying to sell you something at the end.
One of our team members moved from California to Texas a few years back. Same salary, same company — but his take-home jumped by over $8,700 a year. He had no idea the difference would be that big until the first paycheck hit. That's when we thought: everyone should be able to see this before they make big decisions.
So we built the tools we wished existed. All our calculations use the latest 2026 federal brackets, FICA rates, and state-specific tax laws — pulled straight from IRS publications and state revenue departments, not some third-party blog post.
- 2026 Federal Tax Brackets (up to 37%)
- FICA: Social Security (6.2%) + Medicare (1.45%)
- SS Wage Cap: $176,100 for 2026
- 5 State Tax Profiles: IL, TX, FL, CA, NY
- Standard Deductions by Filing Status
- 401(k) & HSA Pre-Tax Deductions
Example: $75,000 in Illinois
Latest from the Blog
We do the homework so you don't have to